September 20th, 2023

Common Financial Phobias

According to a recent survey, more than half of all Americans fear for their financial futures. Another study says that 77% of Americans feel anxious about their current financial situation. Even if both of the surveys overstate the numbers, the fact is that many of us have phobias about our finances, often rooted in past … Continue reading “Common Financial Phobias”

September 20th, 2023

The New Tech Mania: AI

With the slow leak in the markets lately, you might not realize that we are currently experiencing an outrageous investment mania. Stocks of companies that are involved in artificial intelligence have been soaring at unprecedented rates, prominently including Upstart Holdings (up 393% this year alone); C3.ai (255%); Nvidia (220%); Palantir Technologies (177%) and Meta Platforms … Continue reading “The New Tech Mania: AI”

May 17th, 2022

Couples Retiring on the Same Page

Agreeing about what you want from retirement is crucial. What does a good retirement look like to Middle-Class Millionaires? Does it resemble the retirement that your spouse or partner has in mind? It is at least roughly similar?    The Social Security Administration currently projects an average retirement of 18 years for a man and … Continue reading “Couples Retiring on the Same Page”

January 21st, 2020

2019 IRA Deadlines Are Approaching

Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines.  We encourage you to talk to your advisor here at Kendall Capital and a tax professional ahead of these tax and IRA deadlines.      April 1, 2020 is the … Continue reading “2019 IRA Deadlines Are Approaching”

January 21st, 2020

Health Care Costs Are Cutting into Retirement Preparations

This is happening in subtle and not-so-subtle ways. You may have seen this statistic before or one resembling it: the average 65-year-old retiring couple can now expect to pay more than $250,000 in health care expenses during the rest of their lives. In fact, the cost is now projected at $285,000. The effort to prepare … Continue reading “Health Care Costs Are Cutting into Retirement Preparations”

January 15th, 2020

Unique Student Loan Options for Borrowers

Student loans can often feel like an insurmountable avalanche of interest and payments with no end in sight, and perhaps even make you question why you ever took on the loan in the first place. However, here at Kendall Capital, we want to help lift the cloud of debt over our clients and celebrate their … Continue reading “Unique Student Loan Options for Borrowers”

January 2nd, 2020

The SECURE Act Key Changes and FAQ’s

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, includes many bi-partisan reforms that increase access to workplace retirement plans and expand opportunities for personal retirement savings. Most provisions in the law become effective January 1, 2020. These FAQs provide an initial overview of some of the key changes outlined … Continue reading “The SECURE Act Key Changes and FAQ’s”

December 18th, 2019

A Financial To-do List for the New Year

As we enter not only a new year but a new decade, now is a good time to think about financial tasks and priorities for the year ahead. Here are seven items Kendall Capital recommends you add to your financial to-do list for 2020: 1. Contribute up to the maximum in tax-advantaged accounts. Planning ahead … Continue reading “A Financial To-do List for the New Year”

December 17th, 2019

Major Retirement Planning Mistakes

Why are they made again and again? You may often hear about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees. Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. Yet whether they result … Continue reading “Major Retirement Planning Mistakes”

December 13th, 2019

What is Your Capital Gains Tax Rate?

This is a simple-sounding question that can be, in the real world of tax planning, very hard to answer. The simplest calculation is that, in 2020, under the just-released tax tables, single taxpayers will pay 0% capital gains taxes if their adjusted gross income is $40,000 or below, while joint taxpayers will pay 0% below … Continue reading “What is Your Capital Gains Tax Rate?”